Our Credit Solutions
Tailored Financial Solutions for Every Stage
Whether you are a civil servant looking for fast SSB credit, a farmer gearing up for the planting season, or an entrepreneur fulfilling supply orders.
01
SSB Civil Servant Loans
Target: Government employees, teachers, nurses, uniformed forces, and civil servants.Fast, hassle-free credit directly deducted via the Salary Service Bureau.
Key Product Features:
- Quick 24 to 48-hour approval and disbursement
- No physical collateral required
- Transparent terms with no hidden upfront deductions
- Direct automated payroll deduction via SSB
- Flexible loan amounts tailored to your net salary affordability
Loan Specifications
Maximum Tenure: Up to 24 Months
Pricing / Rate: Competitive SSB rates
Processing Time: 24 - 48 Hours
02
Smallholder Agribusiness & Value Chain Finance
Target: Smallholder farmers, horticulture producers, livestock breeders, and agricultural aggregators.Fueling Zimbabwe's agricultural producers, input procurement, and crop cycles.
Key Product Features:
- Flexible repayment schedules tailored to harvest and marketing cycles
- Direct input supplier disbursement options to guarantee seed and fertilizer delivery
- Working capital for seasonal labor, irrigation, fuel, and transport
- Dedicated agricultural finance specialists who understand local farming realities
Loan Specifications
Maximum Tenure: Up to 12 Months (aligned with seasonal harvests)
Pricing / Rate: Affordable seasonal rates
Processing Time: 24 - 48 Hours
03
SME & Entrepreneur Working Capital
Target: Small and medium business owners, retailers, contractors, and service providers.Unlocking growth capital for registered and emerging Zimbabwean businesses.
Key Product Features:
- Fast working capital injections to restock inventory or fulfill customer demand
- Revolving credit facilities for returning clients with strong track records
- Structured repayment terms matched to your business revenue cycle
- Advisory support to help you scale sustainably
Loan Specifications
Maximum Tenure: Up to 12 Months
Pricing / Rate: Competitive business rates
Processing Time: 24 - 48 Hours
04
Order & Invoice Financing
Target: Suppliers, contractors, and vendors holding confirmed purchase orders or delivery contracts.Fulfill lucrative supply orders and tenders without straining your operational cashflow.
Key Product Features:
- Direct supplier settlement to release materials immediately
- Up to 80% funding of the confirmed purchase order value
- Repayment settled directly upon client invoice payment
- Turnaround in as fast as 48 hours for verified institutional orders
Loan Specifications
Maximum Tenure: 30 to 90 Days
Pricing / Rate: Transaction-based pricing
Processing Time: 24 - 48 Hours
05
Individual & Salaried Personal Loans
Target: Formally employed individuals in the private sector and established professionals.Quick and responsive personal financing for life's important milestones and emergencies.
Key Product Features:
- Rapid application processing
- Flexible repayment deduction structures
- Clear, transparent schedule with no penalty surprises
- Direct disbursement into your designated bank account or mobile wallet
Loan Specifications
Maximum Tenure: Up to 12 Months
Pricing / Rate: Affordable personal loan rates
Processing Time: 24 - 48 Hours